Making Life Insurance Simple to Understand

The difference between worrying about the future and preparing for the future is doing something about it today. That’s why, at Farmers Life®, we believe you deserve simple answers to those tough questions, like:

Why do I need life insurance?

Life insurance proceeds can help provide both financial security for your loved ones and reassurance for yourself. It can help you rest easy, knowing that you have helped to protect
the financial future of those you care about.

Life insurance can help:

  • Pay the mortgage
  • Maintain your family's current standard of living
  • Fund the kids' college education
  • Pay for final expenses

Find out more about ways life insurance may help you

What kind of life insurance fits my needs?

You have options when it comes to choosing a life insurance policy. Learn which option is right for you.

Learn more about types of life insurance

Farmers Life also offers Accidental Death insurance. Learn more about this product.

How much life insurance do I need?

It's important to find out how much life insurance coverage you think is right for you. Consider the formula below and visit our life insurance needs calculator to find out how much financial support your family or dependents may need if you were not around.

Debt + Income + Mortgage + Education = Life Insurance Needs

Estimate your life insurance needs

How much does life insurance cost?

These days, you can buy life insurance for less than a few dollars a day! (That’s like an extra cup of coffee or bottle of water, to help protect your family's financial future.) The price you pay depends on risk factors like your age and health, and the type of coverage you want.

Did you know:

  • The younger and healthier you are, the lower your annual premium may be! If you wait, you may develop a medical condition that will make you uninsurable or substantially increase your rates.
  • Employer-provided life insurance may end if you lose or change jobs and may not meet your goals and needs.

Get A Quote

Why Farmers Life?

You have a lot of choices when it comes to life insurance, so it's important to work with a company that has been around for generations, in good times and bad. Thankfully, Farmers Life has the options and services you want.

  • For more than 100 years, customers have turned to Farmers New World Life Insurance Company to help them protect the financial security of their loved ones, the continuity of their businesses, and the stability of their retirement incomes.
  • With Farmers, you can conveniently manage all of your insurance in one place with one agent. Your Farmers agent offers a free needs-analysis service that can simplify the process and educate you so you can select the life insurance coverage you want.
  • Farmers Life has life insurance options that may suit your needs and budget through all stages of life, along with discountsfooter note that could help save you money.

Whether you are looking to purchase a policy or just get a life insurance quote, you can still work with a local Farmers insurance agent who will provide you with information and options so you can select the coverage that best fits your needs and budget.

return note2 Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary.